We are neither financial planners nor retirement planners or travel agents. The views and opinions expressed on this blog are purely ours. If we claim or appear to be experts on a certain topic or product or service area, it will only be through our personal experience of that topic, product or service. We will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. Our aim is to share our experiences and opinions with you; our reader. Should you decide to purchase a product or service which we have reviewed or otherwise promoted; that purchase decision is yours alone.
We abide by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. Where compensation received may influence the advertising content, topics or posts made in this blog, or otherwise in social media, it will be clearly identified as paid or sponsored content. However, any opinions shared in sponsored content and reviews will be ours based on our experience.
We may also receive product to trial but those products are received without any guarantees to the provider. We may or may not review the products and those reviews are not guaranteed to be favourable. Should we be compensated for reviews, or our views in any other form, this will be clearly stated. Should product be gifted to us and then featured on our blog, or otherwise in social media, we will indicate this.
Who we are
Types of data we collect
What are cookies?
How are cookies managed?
The cookies stored on your computer or other device when you access our websites are designed by:
– third parties who participate with us in marketing programmes; and
– third parties who broadcast web banner advertisements on our site
What are cookies used for?
The main purposes for which cookies are used are: –
- For technical purposes essential to effective operation of our websites, particularly in relation to on-line transactions and site navigation.
- For Retiring not Shy! to market to you, particularly web banner advertisements and targeted updates.
- To enable us to collect information about your browsing and shopping patterns, including to monitor the success of campaigns, competitions etc.
How do I disable cookies?
If you want to disable cookies you need to change your website browser settings to reject cookies. How you can do this will depend on the browser you use. Further details on how to disable cookies for the most popular browsers are set out below: –
For Microsoft Internet Explorer:
- Choose the menu “tools” then “Internet Options”
- Click on the “privacy” tab
- Select the setting the appropriate setting
For Google Chrome:
- Choose Settings> Advanced
- Under “Privacy and security,” click “Content settings”.
- Click “Cookies”
- Choose Preferences > Privacy
- Click on “Remove all Website Data”
For Mozilla firefox:
- Choose the menu “tools” then “Options”
- Click on the icon “privacy”
- Find the menu “cookie” and select the relevant options
For Opera 6.0 and further:
- Choose the menu Files”> “Preferences”
What happens if I disable cookies?
This depends on which cookies you disable, but in general the website may not operate properly if cookies are switched off. If you only disable third party cookies, you will not be prevented from making purchases on our sites. If you disable all cookies, you will be unable to complete a purchase on our sites.
When someone visits www.retirement-planning.info we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. This information is only processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of those visiting our website.
We use MailerLite to manage our email marketing subscriber list and to send emails to our subscribers. MailerLite is a third-party provider, which may process your data using industry standard technologies to help us monitor and improve our newsletter.
You can unsubscribe from our newsletter by clicking on the unsubscribe link provided at the end of each newsletter.
We may share anonymised personal information (typically from Google Analytics) with other organisations, particularly our sponsorship partners and blogging agencies. We are required to provide this information in order to receive payment from our partners. We will always clearly disclose when content is sponsored.
Access to your personal information
You are entitled to view, amend, or delete the personal information that we hold. Email your request to our data protection officer Jan at firstname.lastname@example.org or via our Contact Us page.
Changes to this Privacy Notice
This Privacy Notice was created on 29th May 2018 and updated on 24th November 2021